Important FFCU & TFCU Merger Information: The transition of FFCU accounts to TFCU accounts will be completed on December 1st. We have prepared a Transition Guide to ensure your move to TFCU is a smooth one. There is also a printable Checklist which outlines next steps that will require your attention. Welcome to Tropical Financial Credit Union!
Financial Federal Credit Union
I went to FFCU to get a second bid on my car loan and now I'm paying $200 less than what I would have paid if I had gone with dealer financing!. - I.K., Member since 2001

Banking 24/7 Where You Live, Work and Travel

FFCU Checking Options

Electronic Banking: Manage Accounts by Computer or Cell Phone

  • FFCU Checking lets you manage accounts from other financial institutions from your
  • FCU Online Banking account.
  • Electronic Person-to-Person payments are now available.
  • Check account balances.
  • Research account histories.
  • Transfer funds among your FFCU accounts.
  • Manage payments with electronic Bill Pay.
  • Make Loan Payments.
  • Download account information to Quicken and MSN Money.
  • Simplify record-keeping with eStatements.
  • Access FFCU Visa account information.
  • Use Direct Deposit for fast access to your money.

Mobile Banking

  • Supports Online Banking and Text Banking 24.7.
  • Manage accounts from multiple financial institutions from within your FFCU Mobile Banking Account.
  • Mobile Banking uses the same access information as Online Banking.
  • Mobile check deposit - it's never been easier to put funds into your account. 
  • Find out more...

Electronic Bill Pay

  • Enroll from Online Banking.
  • Schedule recurring and single payments in advance.
  • Can make one-time payments.
  • Avoid late fees.
  • Simplify record-keeping.
  • Make unlimited payments for only $3.95 per month.

Direct Deposit

  • Paychecks & benefits are deposited automatically.
  • Avoid late payments with timely deposits.
  • Get the earliest possible access to funds.


  • Enroll from Online Banking.
  • Review current and past account statements for savings, checking, club accounts, share certificates, IRA accounts and loan transactions
  • Easy, paper-free record-keeping.
  • Access your records from any computer when you travel.
Improve your financial life.
apply for loans 24/7 - just call 1.866.648.9319
©2015 Financial FCU, 22 E. Flagler Street, Miami, FL 33131

call us at 800.727.5626 or 305.577.1328 loan department 786.456.0151