Important FFCU & TFCU Merger Information: The transition of FFCU accounts to TFCU accounts will be completed on December 1st. We have prepared a Transition Guide to ensure your move to TFCU is a smooth one. There is also a printable Checklist which outlines next steps that will require your attention. Welcome to Tropical Financial Credit Union!
Financial Federal Credit Union
I saved $211 per month over the other options for my new car loan when I financed with FFCU. - J.B., Member since 2006

Checking Accounts

Rates
Reorder Checks Online

NEW mobile check deposit

Choose the Account That’s Right for You

If you need to manage basic monthly payments our FREE Classic Checking might be right for you. Heavy ATM users benefit from Freedom Checking’s unlimited FREE ATM transactions, and higher balance members earn interest in a Money Management Checking account by maintaining a minimum balance of $1500. Apply online today.

Financial FCU Offers NEW WAYS to Make Banking Easy:

  • You can now manage checking and savings accounts from other financial institutions from FFCU’s Home Banking system.
  • COMING SOON: Remote Deposit lets you deposit checks anywhere, any time with your smart phone. Watch the website for details.
Features/Benefits Classic Checking Freedom Checking Money Management Checking
Monthly Account Fee FREE Checking $9.95 $15 or $1500 Min Balance
Earn Interest     With $5000 Min Balance
FREE Visa Check Card X X X
FREE Mobile Banking Without Changing Login Information; Includes Text Banking X X X
FREE ATM Transactions 5 Per Month ($2 for each additional) Unlimited Unlimited
FREE Online Banking X X X
Overdraft Privilege Available X X X
Bill Payment $3.95 $3.95 $3.95
FREE eStatements X X X
FREE Direct Deposit X X X
FREE Bank-by-Phone X X X
FREE or Reduced Checks Starter Box of 50 For $4.95 Starter Box of 50 For $4.95 FREE Basic Checks
FREE Manage of Accounts from other Financial Institutions with FFCU Home Banking X X X
No Per Check Fee X X X
Electronic Person-to-Person Payments Available X X X
No Minimum Balance X X FREE Checking if Min Balance Met
Accounts Federally Insured by NCUA X X X
Open an Account Now Open Open Open
Improve your financial life.
apply for loans 24/7 - just call 1.866.648.9319
©2015 Financial FCU, 22 E. Flagler Street, Miami, FL 33131

call us at 800.727.5626 or 305.577.1328 loan department 786.456.0151
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