Financial Federal Credit Union
A dealer offered me a loan with terms that I didn't agree with, so I went to FFCU and got approved for a loan that made a lot more sense and saved me a lot of money in the process! - B.H., Member since 1972

Fee Schedule

Effective Date: 06/03/2014

Important Change to the Terms and Conditions of Your Account

Effective May 31, 2016, there will be a $9.95 per month fee on single service accounts. This means accounts that only have a savings account and no other active account with a balance such as a checking account, club account, VISA®, or a loan. Minor accounts will not incur a single service fee.  This fee may be in addition to any other fee charged to the savings account.  In order to prevent this fee, all you will need to do is to open and use another product or service as in the examples above.

All other terms of the Terms and Conditions of Your Account remain unchanged.  Retain this addendum with the Terms and Conditions; Electronic Transfers; Funds Availability; Truth in Savings booklet (March, 2015).


Visa Check Card No charge
Replace Visa Check Card $10.00
Replacement of Personal Identification Number for VCC $3.00
Draft Printing Fee depends on style of draft ordered
Cashier's check $5.00
Deposited checks (and other items) returned unpaid $25.00
Paid NSF $33.50
NSF $33.50
ATM/POS NSF Fee $33.50
Account activity printout $2.00
Account balancing assistance 15.00 per hour
Returned mail fee $5.00
Bad address fee $5.00
Stop payments-draft $33.50
Stop payment consecutive checks $33.50
Wire transfer-outgoing $25.00
Account closed within 365 days of opening $25.00
Photocopy of paid check $2.00
Written verification of accounts $5.00
Levies, garnishments or executions $25.00
Identification protection fee $2.95
Loan application fee $35.00
Bill Pay Fee (Free with Loan or Money Management Acct $3.95
Money Management Checking (if minimum balance is not maintain) $15.00
Freedom Checking Account $9.95
Early withdrawal of Club Accounts $20.00
Single Service $9.95
Incoming Wire Fee $6.00

An account is considered dormant if for 180 days no withdrawals or deposits, other than credited dividends, have been made to the account, or after six months with bad address, no matter the balance. The fee for a dormant account is $25.00 per month. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means.


Improve your financial life.
apply for loans 24/7 - just call 1.866.648.9319
©2015 Financial FCU, 22 E. Flagler Street, Miami, FL 33131

call us at 800.727.5626 or 305.577.1328 loan department 786.456.0151