Important FFCU & TFCU Merger Information: The transition of FFCU accounts to TFCU accounts will be completed on December 1st. We have prepared a Transition Guide to ensure your move to TFCU is a smooth one. There is also a printable Checklist which outlines next steps that will require your attention. Welcome to Tropical Financial Credit Union!
Financial Federal Credit Union
I consolidated all my credit card debt with the help of FFCU and now I'm able to pay down my debt faster. I'm also saving over $350 per month over keeping the balances on all the old cards. - K.L., Member since 1995

Refinance and Save

Check Rates

Lower your rates – lower your monthly payments.

Find out how much money our members have been saving by refinancing with us.

*Skip-A-Loan-Payment Program

Members will be eligible to skip up to two (2) payments per year as long as the following criteria are met:

  • You cannot skip any of the first 6 payments of a loan.
  • Your accounts are in good standing and your loans are current and have been current for the last 12 months.
  • You cannot skip two consecutive payments.
  • You will fill out a form with all of the disclosures and send to the credit union no more than 30 days before payment is due.
  • Pay a fee of $35.00 for each skipped payment.


Learn how to cut bills and get more money to spend on YOU.


Improve your financial life.
apply for loans 24/7 - just call 1.866.648.9319
©2015 Financial FCU, 22 E. Flagler Street, Miami, FL 33131

call us at 800.727.5626 or 305.577.1328 loan department 786.456.0151