Important FFCU & TFCU Merger Information: The transition of FFCU accounts to TFCU accounts will be completed on December 1st. We have prepared a Transition Guide to ensure your move to TFCU is a smooth one. There is also a printable Checklist which outlines next steps that will require your attention. Welcome to Tropical Financial Credit Union!
Financial Federal Credit Union
I consolidated all my credit card debt with the help of FFCU and now I'm able to pay down my debt faster. I'm also saving over $350 per month over keeping the balances on all the old cards. - K.L., Member since 1995


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Low Fixed Rate VISA Helps Keep Debt under Control

Our low fixed rate Platinum Visa offers many ways to save for members who qualify. Members who need to establish or rebuild credit can apply for a Secured Visa.

VISA Platinum Visa®

APPLY for Platinum Visa
Visa Platinum Terms and Agreement

Our low fixed rate Visa is packed with ways to save; fast and easy account management and rewards!


  • Earn rewards for all purchases. Watch rewards pile up each time you use your card and redeem points for travel, electronics, tickets, to buy retail goods and much more. Register today at and get complete details.
  • 0.0% Introductory APR on all transaction types for 6 months from account opening.
  • 9.9% APR thereafter on purchases for travel, electronics, and merchandise for many retailers. This fixed rate is good on anything you want to buy... even large purchases like home electronics or airline tickets. You'll also receive this low 9.9% APR rate when using convenience checks or for cash advances.
  • A low 9.9% APR and no added fees for using convenience checks; write yourself a low cost loan.
  • No cash advance fees.
  • No annual fee.
  • 25 day grace period. No interest charged on purchases if the balance is paid in full every month by the due date.
  • Worldwide acceptance.
  • 24-hour cash from over 200,000 ATMs around the world.
  • Personalized toll-free assistance.
  • No telemarketing.

Secured Visa Credit Card

APPLY for Secured Visa

  • Benefits of a regular credit card for those who have not established credit or who have a blemished credit record. This credit card will help you to establish or repair your credit record.
  • For details about Secured Visa check out our Terms and Agreement.

Verified by Visa Offers Free Online Shopping Protection

Verified by VISA
  • Register your card and create a password
  • Participating websites offer a “Verified by Visa” window to enter your password
  • Fights fraud -- your identity is verified and the purchase is secure


Improve your financial life.
apply for loans 24/7 - just call 1.866.648.9319
©2015 Financial FCU, 22 E. Flagler Street, Miami, FL 33131

call us at 800.727.5626 or 305.577.1328 loan department 786.456.0151