Help protect your family's financial security... With MEMBER'S CHOICETM Home Mortgage Protection, available through CUNA Mutual Insurance Society.

No matter who we are, where we work, or how careful we are, illness or injury can strike. Should your income stop or be reduced for a period of time, serious financial consequences can be added to an already stressful situation.

CUNA Mutual's MEMBER'S CHOICETM Home Mortgage Protection life and disability insurance gives you an opportunity to protect your family from a financial setback due to an unexpected death or disability. It can protect your credit rating and the financial security for your family, while removing worry, stress, and anxiety associated with covering your largest debt, your mortgage.

For complete information without obligation, call us toll-free at (800) 356-6006 to talk with a CUNA Mutual representative.

MEMBER'S CHOICETM Home Mortgage Protection Coverage Highlights

Flexible Life Coverage:

  • Borrowers can insure any portion of their mortgage balance, not to exceed the contract minimums or maximums.
  • Benefit payment is based on the amortized decreasing schedule of your loan. Coverage will pay off or reduce your mortgage balance.
Flexible Disability Coverage:
  • Borrowers can insure any portion of their total monthly mortgage payment (including any escrowed amount for taxes, homeowner insurance), not to exceed the contract minimums or maximums.
  • Benefits paid on the insured monthly mortgage payments while the borrower is totally disabled, the mortgage loan is repaid, or the contract maximum monthly benefit is met.
Convenient Premium Payments:
  • Premiums for this insurance are conveniently added to your monthly mortgage payments, so there are not separate bills to pay or checks to write.
Ease of Benefit Payment:
  • Benefit payment(s) are made directly to CUNA Mutual Mortgage to reduce or pay off the mortgage loan
Coverage eligibility, options, and maximums may vary by state. The CUNA Mutual Group representative will be able to provide you with your state coverage specifics and any exclusions that may apply.

Please note, that this insurance is optional and is not a condition or requirement of approval of your loan.