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Our goal is simple: to offer you a superior credit card program... one of America's best credit card values. It may be the only card you'll ever need.
- 0.0% Introductory APR. This 0.0% rate is good on everything for 6 months from account opening.
- A low 9.9% APR thereafter. This fixed rate is good on anything you want to buy... even large purchases like home electronics or airline tickets. You'll also receive this low 9.9% APR rate when using convenience checks or for cash advances.
- No fees for using convenience checks. Enjoy the added flexibility of consolidating your debts, transferring balances, or for any other payments... all at the same low 9.9% APR.
- No cash advance fees.
- No annual fee.
- 25 day grace period. No interest charged on purchases if the balance is paid in full every month by the due date.
- Worldwide acceptance.
- 24-hour cash from over 200,000 ATMs around the world.
- Personalized toll-free assistance.
- No telemarketing.
- 24-hour fraud protection.
- Manage your account online. Free online access to balance information, recent transactions, payment activity and to view prior statements.
- Online Shopping Protection. Enjoy added security for all your online purchases. Learn more about our free Verified by Visa and MasterCard SecureCode services.
- Convenient payment options.
Make same day online
payments at no charge. Or sign-up to have automatic
payments at no charge from your saving or checking account each
month. You also can make payments by phone.
- It's easy to apply. Apply online using our convenient Express Credit Card Application.
- Lost or stolen credit cards. Please call 1-800-808-7230 to report a lost or stolen Mastercard or Visa credit card.
Online Credit Card Account Information
Existing credit union cardholders can view an account summary page which displays balance information, your credit limit, the amount of credit currently available and payment information. A detailed list of all recent transactions is available and you can also review your prior account statements. For free access to your credit union Visa and Mastercard account click here.
Make Credit Card Payments Online
Cardholders can securely pay their credit union Visa or Mastercard bill online at no charge. Just supply your checking or savings account number from any bank or credit union and the payment amount. Payment transactions entered online by 3:00 p.m. Eastern Time will be processed each business day, and will reflect on the cardholder's account the next business day. To make a free online credit card payment click here. Or to sign up for automatic reoccurring payments from your savings or checking account click here.
Secured Visa Credit Card
- Benefits of a regular credit card for those who have not established their credit or have a blemished credit record. This credit card will help you to establish or repair your credit record. Apply online using our convenient Express Credit Card Application.
- For details about this credit card, check out our Terms and Agreement.