| Visa Check Card | No charge |
| Replace Visa Check Card | $5.00 |
| Replacement of Personal Identification Number for VCC | $3.00 |
| Draft Printing | Fee depends on style of draft ordered |
| Cashier's check | $5.00 |
| Deposited checks (and other items) returned unpaid | $25.00 |
| Overdraft-each overdraft paid | $33.50 |
| Member Privilege overdraft fee | $33.50 |
| Non-sufficient funds item-each | $33.50 |
| Nonsufficient funds preauthorized withdrawal | $33.50 |
| Account activity printout | $2.00 |
| Account balancing assistance | 15.00 per hour |
| Returned mail fee | $5.00 |
| Bad address fee | $5.00 |
| Stop payments-draft | $20.00 |
| Stop payment consecutive checks | $30.00 |
| Wire transfer-outgoing | $25.00 |
| Account closed within 365 days of opening | $25.00 |
| Photocopy of paid check | $2.00 |
| Written verification of accounts | $5.00 |
| Levies, garnishments or executions | $25.00 |
| Identification protection fee | $1.95 |
| Loan application fee | $35.00 |
| Bill Pay Fee (Free with Loan or Money Management Acct | $3.95 |
| Money Management Checking (if minimum balance is not maintain) | $15.00 |
| Freedom Checking Account | $9.95 |
| Early withdrawal of Club Accounts | $20.00 |
An account is considered dormant if for 180 days no withdrawals or deposits, other than credited dividends, have been made to the account, and the balance must be below $150.00, or after six months with bad address, no matter the balance. The fee for a dormant account is $25.00 per month. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means.
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